Should I just take the risk?

I need advice. I've been a company driver for three years now, but I'm thinking about financing my own truck. I have friends who are FB owner ops and they have mixed advice. It's a 2017 Freightliner, 72,000$ 200k miles, OEM warranty. This would be a big risk for me and my family. What are somethings that I should know about switching from driver to owner op? How bad are the yearly expenses? TY - Rich

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